Bitcoin's mining difficulty fell 7.76% to 133.79 trillion at block height 941,472, leaving it roughly 10% below the level at the start of the year. Hashrate estimates have slid to about 903–948 EH/s, while hashprice is near $33.30/PH/s/day, a range some miners cite as close to breakeven. Several public miners have also outlined plans to shift infrastructure and capital from BTC mining toward AI and high-performance computing.

River (RIVER) climbed 25% over 24 hours and gained 11% on the week, alongside a 42% surge in open interest. Despite the derivatives-led interest, spot CVD suggested limited spot demand while funding stayed negative, pointing to active shorts. Technical signals improved on the daily chart, but analysts flagged potential pullbacks toward $18 or even $15.

Crypto analyst X Finance Bull argues that XRP's 100 billion token supply can function as a distribution tool for institutions rather than a drawback. He said on March 18 that Ripple is estimated to hold between 39 billion and 44 billion XRP, and outlined a plan to move 20 million to 25 million XRP to institutional partners. The thesis ties the potential decline of Ripple's share below 20% to greater decentralization and potentially higher regulatory comfort.

Bitcoin and Ethereum ETFs recorded fresh net outflows in the March 18–20 sessions even as BTC hovered around $70,000 and broader prices stayed relatively steady. On March 20, spot BTC ETFs saw a $52 million outflow and ETH ETF products posted a $42 million decline, while XRP was the outlier with a nearly $2 million inflow.

On March 21, 2026, Amundi launched the Spiko Amundi Overnight Swap Fund (SAFO) with $100 million in pledged assets to bring corporate cash and collateral management on-chain. The tokenized fund operates across Ethereum and Stellar, with Chainlink publishing NAV data on-chain, and subscriptions available in EUR, USD, GBP, or CHF with a minimum of one unit.

Strategy CEO Phong Le said Morgan Stanley's planned spot Bitcoin ETF (MSBT) could attract outsized demand from the bank's wealth unit, citing a $160 billion estimate based on a 2% allocation model. He contrasted that figure with BlackRock's IBIT, which has $55 billion in AUM and $63 billion in cumulative net inflows. Morgan Stanley executives also argued crypto ETF adoption remains early and is still led by self-directed clients rather than advisor-managed accounts.

Dogecoin recorded a sharp jump in on-chain activity, with transfer volume reaching 1.037 billion DOGE (about $97.8 million) while the price hovered near $0.094 with roughly 0.3% gains. Transaction count rose to 26,627 and active addresses to 32,915, but the market did not follow through, as large flows appeared tied to redistribution and exchange routing rather than fresh accumulation.

A scenario where XRP reaches $10 could reshape who benefits most, extending beyond the largest whale wallets to long-term retail holders who accumulated during prolonged sideways trading. Based on recent rich-list figures, about 2,232 XRP is enough for the top 10% of holders and roughly 46,400 XRP for the top 1%, which would equate to about $22,320 and $464,000 at $10. The article also highlights that wallets with 100,000 XRP would cross $1 million, while top addresses—often tied to exchanges and Ripple-linked entities—could sit on gains measured in billions.