If XRP Reaches $10, Which Wallet Tiers Could Turn Into New Millionaires?

A scenario where XRP reaches $10 could reshape who benefits most, extending beyond the largest whale wallets to long-term retail holders who accumulated during prolonged sideways trading. Based on recent rich-list figures, about 2,232 XRP is enough for the top 10% of holders and roughly 46,400 XRP for the top 1%, which would equate to about $22,320 and $464,000 at $10. The article also highlights that wallets with 100,000 XRP would cross $1 million, while top addresses—often tied to exchanges and Ripple-linked entities—could sit on gains measured in billions.