UTK
$0.009815314839227754

xMoney (UTK) Price

$0.009815314839227754
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xMoney (UTK) Price Today

The live price of xMoney is 0.009815314839227754 USD. In the past 24 hours, the trading volume of xMoney was 572,183.47 USD, up by 0.62%. The current price has decreased by -9.37% from its 7-day high of 1.18 USD, and increased by 0.00540831% from its 7-day low of 0.00908778 USD. With a circulating supply of 1,000,000,000.00 xMoney, the market cap of xMoney is currently 0 USD, down by 0% in the last 24 hours. xMoney currently ranks #- by market capitalization among cryptocurrencies.

xMoney (UTK) Market Data

Market Cap
--
24h Volume
$572.1K
Circulating Supply
--
Maximum Supply
1B UTK
Fully Diluted Market Cap
$9.7M
Liquidity Indicator
--
About
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FAQ

About xMoney (UTK)

How can I buy xMoney (UTK)?

You can buy xMoney (UTK) on supported CEXs, DEXs, or crypto wallets, although it is not yet listed on BingX. See our How to Buy xMoney guide for details. Sign up with BingX to trade UTK first when it goes live.

What Is xMoney (UTK) and How Does It Work?



xMoney (UTK), formerly Utrust, is a blockchain-powered payment gateway that enables merchants to accept cryptocurrency with instant fiat conversion, low fees, and fraud protection through smart contracts. Rebranded in 2023 to reflect broader Web3 payment ambitions, it integrates multiple chains for seamless transactions, offering tools like crypto debit cards, invoicing, and payout systems for businesses. The UTK token facilitates staking for cashback rewards, fee discounts, and governance participation in a regulated-compliant ecosystem focused on bridging traditional and digital payments.

When Did xMoney Launch?


xMoney (originally Utrust) was founded in 2017 by a team with payment industry experience, launching its UTK token ICO in late 2017. The platform gained traction with merchant integrations in 2018-2019, underwent rebranding to xMoney in 2023 for expanded Web3 focus, and continued growth in 2025 with mobile wallet enhancements and regulatory partnerships, maintaining active merchant adoption by December 2025.

What Are the Key Features of xMoney?


xMoney offers instant crypto-to-fiat settlement for merchants with low fees, multi-chain payment support including Ethereum and BNB Chain, staking programs for cashback and loyalty rewards, governance voting for platform upgrades, audited security with fraud protection mechanisms, and tools like invoicing, payout automation, and debit card integration for seamless real-world spending in a compliant payment gateway.

What Is UTK Used For?


UTK is used for staking to earn cashback rewards and higher loyalty tiers, paying discounted fees for payment processing, voting on governance proposals for new features and partnerships, accessing premium merchant tools like priority support, and participating in referral programs for additional incentives.

What Is the UTK Token Utility?


UTK secures staking for reward distribution and governance power, powers fee discounts on transactions, captures value from payment volume allocated to stakers, incentivizes merchant adoption through cashback, and funds treasury for regulatory compliance and ecosystem expansions.

What Blockchain Does xMoney Operate On?


xMoney is multi-chain with primary support on Ethereum for security and BNB Chain for low-cost transactions, enabling broad cryptocurrency acceptance without single-chain limitations.

What Are UTK Tokenomics?


UTK features a capped supply with controlled circulation from vesting as of December 2025. Allocation prioritizes staking incentives, governance rewards, team vesting, liquidity, treasury; deflationary via burns from fees.

How To Securely Store UTK


UTK works with the most popular crypto wallets that support EVM-based assets. The easiest way to engage with UTK is through BingX Spot Market where users can buy, sell, and hold tokens securely without managing private keys or additional wallet setups. This approach offers exchange-level security, a custodial wallet service, and instant trading access, making it convenient for new and experienced users alike. This token is also compatible with leading self-custody wallets such as MetaMask and Trust Wallet along with other major EVM-compatible wallets and hardware options like Ledger. These wallets give users full control over their private keys and allow direct participation in decentralized applications, platform features, staking, governance, and cross-network transactions within the xMoney ecosystem. By adding the Ethereum network and importing the UTK token using its contract address, users can enjoy secure and seamless access to all platform utilities and rewards.

Is UTK a Good Investment?


xMoney enables crypto payments with capped supply and staking cashback for merchants. As of December 2025, circulation supports low-cap valuation with payment volume, benefiting from adoption trends, though faces competition from established gateways. Audited compliance offers edge; low-cap payment token for diversified holdings with independent research recommended.

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Frequently Asked Questions about UTK (xMoney)

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