Coinbase has publicly backed the Clarity Act, a proposal aimed at clarifying the U.S. regulatory line between securities and commodities for digital assets. The headline explicitly singles out XRP and uses an hourglass symbol to suggest its legal status could be nearing a pivotal shift. If advanced, the bill could affect XRP’s ongoing compliance uncertainty in the U.S. following the SEC’s case against Ripple.

Democrats and Republicans are set to meet on 2026-07-22 to finalize negotiations on a crypto market structure bill, CNBC reported. The report said Democrats have shifted to supporting the legislation, signaling a key bipartisan alignment on a regulatory framework for digital assets. The bill aims to establish unified rules covering exchanges, custody, stablecoins and DeFi activity. The text has not been made public and the measure has not yet advanced to a vote or signing stage, leaving any market impact at the expectation level.

A report with a French-language headline said a hacker tricked a system to execute Bitcoin trades at an unusually low price of just $5,000, stealing $23.7 million. The incident points to a failure in pricing and risk controls in crypto trading or settlement. The report did not specify the platform, on-chain details, or whether any funds were recovered. It involved a large, abnormal BTC fill and systemic fraud, dealing a direct blow to trust in the spot market.

Flare Network has launched two incentivized XRP-related liquidity pools on Base and BNB Chain: cbXRP-FXRP on Base and XRP-FXRP on BNB Chain. The rollout brings XRP into mainstream DeFi, allowing users to earn incentives by providing liquidity. Flare, an L1 positioned around enabling XRP, is pushing XRP’s shift from a payments asset toward a programmable DeFi asset. The development does not involve XRP token issuance, regulatory changes, or exchange listings, but expands XRP’s access points for decentralized finance use cases.

The proposed federal Clarity for Regulation of Digital Assets Act, known as the CLARITY Act, aims to define which crypto assets are securities and which are commodities, clarifying the jurisdiction of the SEC and CFTC. If it advances in the legislative process, it could directly affect compliance expectations for tokens such as XRP that have faced long-running disputes over whether they should be treated as securities. The text describes the bill as potentially “one of the most important pieces of crypto legislation in years” and identifies XRP as a possible key beneficiary. It has not yet reached a vote or committee markup and remains in the proposal-advocacy stage.

Bybit has launched an XRP Savings product that allows eligible users to earn up to 2.0% APR by depositing spot XRP without withdrawing, bridging, or leaving the platform. The product is powered by Doppler. It is available to all qualifying Bybit users.

TermMaxFi has introduced a fixed-rate USDT lending product on BNB Chain for compliant RWA assets from Ondo Finance, locking the annualized rate at 3.5% with maturities in July, August and September. The product is positioned as contract-level certainty rather than the more common floating or promotional headline rates. By lowering funding costs, it could support RWA collateral arbitrage and boost on-chain staking activity for Ondo-style RWA assets as well as liquidity in the BNB Chain ecosystem. The write-up does not state whether it is listed on BingX or other major exchanges, and it does not disclose TVL or any cap on available borrowing size.

The White House has expressed support for the Crypto CLARITY Act, a proposal aimed at clarifying whether digital assets fall under securities law or commodities law. The Senate is expected to vote on the bill. If passed, it would create the first statutory standards for token classification, shaping the enforcement boundary between the SEC and CFTC as well as compliance approaches and centralized exchange listing reviews. No specific provisions or timetable have been disclosed, and no particular crypto assets are mentioned.