Interactive Brokers has introduced a feature enabling U.S. retail clients to fund individual brokerage accounts with USDC stablecoins, with deposits routed from users' personal crypto wallets and converted into U.S. dollars. The phased rollout, powered by Zerohash, supports networks such as Ethereum, Solana, and Base and imposes limits of $10 minimum, $25,000 per transaction, $25,000 per day, and $100,000 per month.

On December 12, 2025, Oracle shares fell after reports that several OpenAI‑related data centers will complete in 2028 instead of 2027. According to people familiar with the projects, labor and material shortages drove the change. The stock dropped as much as 6.5%, then traded down 5.3% at $188.26.

On December 12, Dubai-based crypto exchange Bybit announced BYUSDT, a proprietary token that represents USDT balances in its Flexible Easy Earn product for 1:1 margin trading. The token is available to VIP users, who can switch between BYUSDT and Flexible Easy Earn without manual swap fees while continuing to accrue hourly yield with daily distributions. The product aims to boost capital efficiency for Tether holders and complements Bybit's broader stablecoin strategy centered on USDT and USDC.

Russian cryptocurrency exchange Garantex is reportedly operating again under Western sanctions, with Global Ledger tracing over $34 million in related wallets and at least $25 million already paid out to former users. Investigators describe a structure that routes funds through mixers, cross-chain bridges and aggregation wallets, while Russia's A7A5 rouble-pegged stablecoin has processed more than $87 billion in trade as companies convert roubles into USDT for cross-border payments.

US lawmakers are weighing whether to allow 401(k) plans to hold crypto, exposing a sharp divide between industry advocates and labor unions. On Wednesday, the American Federation of Teachers urged the Senate Banking Committee to block retirement-account exposure to digital assets; on Thursday, AFT president Randi Weingarten reinforced that view. In October, the AFL-CIO also warned about volatility and systemic risk.

Bitcoin briefly plunged from around $92,300 to $89,600, erasing roughly $3,000 in minutes and slipping below $90,000. Ethereum dropped 4.5% to just above $3,000, while wider market losses pushed total liquidations to $415 million, including $163 million in the latest hour.

On 12 December 2025, a cross‑party group of UK lawmakers wrote to Chancellor Rachel Reeves, urging a rethink of the Bank of England's systemic stablecoin plans. They argue proposed holding caps of £20,000 per user and roughly £10 million for most businesses, plus reserve rules, would push innovation abroad.

According to the article, the US Federal Reserve delivered a 25 BPS rate cut on Wednesday, its third consecutive reduction in 2025, while Bitcoin defended the $90,000 area. BTC hit $94,500 on Tuesday, slipped to $89,500 after the decision, then rebounded above $92,000. ZEC extended its Q4 advance, rising more than 18% to $460 for the week.