XRP at $1.37 as Bybit Deposit Delta Normalizes; Accumulation Gauge Stays Negative

On May 20, 2026, XRP traded near $1.37 on the 1-hour chart and was down 6% on the week, while two on-chain reads framed the same period differently. One metric showed Bybit’s deposit-dominant phase fading around May 16, but an institutional accumulation model for Binance printed about -0.0059. Key technical levels included the 1H SMA50 at $1.3762 and an RSI at 52.84.