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Liam Zhang

Federal Reserve Withdraws 2023 Crypto Guidance for Uninsured Banks, April 24, 2025

On April 24, 2025, the Federal Reserve Board withdrew its 2023 guidance that limited uninsured banks from engaging in crypto-asset activities, a policy previously linked to Custodia Bank’s master account outcome. The Board indicated it will rely on standard supervisory monitoring going forward, a shift that could broaden bank participation in digital-asset services while elevating discussions on oversight and risk.
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