At the Bitcoin MENA conference, Michael Saylor proposed that governments create Bitcoin-backed digital bank accounts using heavily overcollateralized tokenized credit linked to sovereign BTC reserves, which he believes could draw tens of trillions of dollars in deposits. Strategy recently bought 10,624 BTC for about $962.7 million, lifting its holdings to 660,624 BTC worth over $60 billion, even as the firm's share price has fallen roughly 51% over the past year.

From 2024 through mid‑2025, investors are combining regulated Bitcoin ETFs with self‑custody. Multiple months saw $4B–$6B in spot ETF inflows, with net assets nearing $140B by July 2025, according to SoSoValue. AMBCrypto reported 171 negative days in 2025 and over 1 million BTC held by corporate treasuries.

Bitcoin fell after sellers capped gains near $92,500 and is trading under $91,000 and the 100-hour simple moving average. On the BTC/USD hourly chart, a contracting triangle marks support at $90,000 with $89,500 the next key level, according to Kraken data. A close above $92,000–$92,500 could open a move toward $93,500 to $94,500.

Bitcoin whipsawed from $89k to $87k and then to $91k within a single four-hour candle, putting the $90k threshold in focus. Analysts said $171 million in long positions and $71 million in shorts were liquidated in that window, with nearly $500 million erased over 24 hours. Open interest has fallen $30 billion from a $94 billion October peak, signaling deliberate de-risking.

On December 7, 2025, Michael Saylor signaled potential renewed Bitcoin accumulation by sharing a StrategyTracker chart indicating Strategy holds about 650,000 BTC worth nearly $58 billion at an average buy price of $74,436 across 88 purchases. BitcoinTreasuries.NET data show public companies collectively hold around 1,059,453 BTC, after ABTC added 363 BTC and Cango bought 130.6 BTC. Glassnode metrics shared via Bitcoin Archive indicate the Hash Ribbon has turned bearish again and Short-Term Holder NUPL has dropped below zero.

The Bitcoin Policy Institute is calling for 529 college savings plans to be allowed to hold Bitcoin as a way to confront rising tuition costs, inflation, and limited investment menus. Its modeling suggests that small 1–2% BTC allocations can enhance compound returns and Sharpe ratios without materially increasing risk, according to BPI. In Indiana, House Bill 1042 was filed on December 4 to require publicly managed retirement programs to offer Bitcoin-related investment options.

At the Bitcoin MENA event in Abu Dhabi, MicroStrategy executive chairman Michael Saylor presented a Bitcoin-backed banking framework built on overcollateralized reserves and tokenized credit. He said the model targets $50 trillion in deposits through regulated channels, offering high-yield, low-volatility accounts. The framework’s success would depend on regulatory approval and how effectively it can be implemented in practice.

At Binance Blockchain Week 2025 in Dubai, American economist and gold advocate Peter Schiff reiterated that Bitcoin lacks intrinsic value and cannot function as sound money, he said in an interview following his gold-versus-Bitcoin debate with Binance founder Changpeng Zhao. He said BTC’s price is driven purely by speculation and has lagged gold over the past four years. Schiff contrasted Bitcoin with gold’s enduring industrial and monetary uses and likened BTC to “cigarettes of money,” arguing it would be worthless if demand vanished.