CrossFi (XFI) Preț

What is CrossFi?

CrossFi is an innovative ecosystem designed to bridge the gap between traditional finance (TradFi) and decentralized finance (DeFi). By combining the transparency and security of blockchain technology with the stability and reliability of conventional financial systems, CrossFi offers cutting-edge solutions for payment processing and financial integration.

At the heart of the CrossFi ecosystem is the CrossFi Chain, a high-performance blockchain capable of processing up to 1 million transactions per second. Its scalable architecture provides developers with user-friendly tools, fostering innovation and accessibility. Complementing this is the CrossFi App, which delivers comprehensive banking solutions. From non-custodial cryptocurrency payments and purchases to the issuance of debit cards (Mastercard and Visa), the app empowers users to conduct transactions without intermediaries, ensuring efficiency and cost-effectiveness.

The CrossFi Foundation, a self-regulated non-profit organization, spearheads the ecosystem's growth through events, grants, and product launches. This ensures the continuous development of CrossFi’s ecosystem, aligning it with global financial trends and community needs.

By integrating blockchain and traditional financial systems, CrossFi aims to make cryptocurrency a vital part of the global financial landscape, enhancing accessibility and usability for individuals and businesses worldwide.

How Does CrossFi Work?

CrossFi serves as a versatile platform designed to transform cryptocurrency transactions and financial services. Its proprietary technology blends blockchain's transparency and security with the structural stability of traditional finance, making it a robust solution for modern financial needs.

Key applications of CrossFi include:

Payment Gateway: CrossFi facilitates crypto payments for both online and offline businesses, allowing companies to broaden their payment options and cater to the growing crypto user base.

Comprehensive Business Tools: Businesses can manage accounts, add products and services, execute payments, and generate detailed reports using CrossFi’s intuitive tools and APIs.

CrossFi App Integration: The ecosystem's flagship app acts as a full-service banking platform, enabling non-custodial cryptocurrency payments and purchases while eliminating the need for traditional financial intermediaries.

Community and Developer Engagement: CrossFi encourages innovation through grants, hackathons, and campaigns aimed at onboarding users and influencers, fostering a vibrant and collaborative ecosystem.

With the XFI token serving as the primary means of payment within the CrossFi App, the platform integrates seamlessly with both crypto and fiat systems, delivering a holistic financial experience for users and businesses alike.

CrossFi Founding Team

The CrossFi ecosystem is led by a team of seasoned professionals with extensive experience in blockchain, fintech, and global financial markets. Key members include:

Alexander Mamasidikov, CEO & Chief Ideologist:

An expert in crypto and digital marketing, Alexander is a founder of the IEO Agency and has overseen over 72 projects in fintech and blockchain. Recognized as one of the top 20 blockchain entrepreneurs by Publish0x, he is also a Forbes contributor on digital marketing and blockchain technologies.

Phillip Alexeev, Chief Growth Officer:

A growth marketer and investor with a decade of experience in emerging industries like 3D printing and virtual reality. Phillip previously served as Head of Growth at Binance, where he focused on DeFi projects. His strategic insights have propelled numerous Web3 ventures, including Decentraland and Coinlist.

Christina Sidfeldt Welin, CEO CrossFi Limited:

With over 20 years of experience in private banking, asset management, and fintech, Christina is a Governance, Risk Management, and Compliance expert. She ensures CrossFi adheres to regulatory frameworks across regions while fostering sustainable growth and operational integrity.

Ryan Horn, Global Development Strategy Advisor:

Ryan brings six years of experience in blockchain and Web3. Formerly Global Director at Binance NFT and CEO of a London advertising agency, he has driven over $950M in brand, tech, and crypto businesses. Notable achievements include launching the first token in the English Premier League with Arsenal FC and managing digital campaigns for influencers like Cristiano Ronaldo and Khaby Lame.

This diverse team ensures CrossFi is at the forefront of innovation and global financial integration.

CrossFi Tokenomics

The XFI token is the native utility coin of the CrossFi ecosystem, facilitating access to all decentralized applications (dApps), products, and services on the CrossFi Chain. It is a liquid asset designed for seamless integration into the ecosystem and serves as a payment method in the CrossFi mobile app. XFI also supports fee payments across both the Cosmos and EVM (Ethereum Virtual Machine) parts of the ecosystem.

Emission Model:

The total supply of XFI is capped at 378,432,000 tokens, distributed over a 20-year emission schedule divided into five stages. Tokens are released at varying rates per block, with emissions decreasing every four years:

Years 1–4: 5 XFI per block (126,144,000 total)

Years 5–8: 4 XFI per block (100,915,200 total)

Years 9–12: 3 XFI per block (75,686,400 total)

Years 13–16: 2 XFI per block (50,457,600 total)

Years 17–20: 1 XFI per block (25,228,800 total)

This carefully structured emission model ensures long-term sustainability and incentivizes ecosystem participation. With XFI at its core, CrossFi integrates cryptocurrency seamlessly into daily life, providing a scalable and user-friendly financial experience for its community.