Coinbase said on April 2 it received conditional approval from the Office of the Comptroller of the Currency (OCC) for a national trust charter and stressed it is not turning into a bank. The company says the structure is aimed at institutional custody and crypto-market infrastructure under federal oversight, and it will not take deposits or make loans.

Ripple said it posted an April 2 update on X about its $15 million RLUSD contribution to Accion Opportunity Fund, outlining lending activity and employment effects tied to U.S. small businesses. The company cited results including $53.6M in capital deployed, 905 loans to 895 borrowers, a $59K average loan size, and 1,003 jobs created with 1,631 retained.

Ripple said on April 1 that its dollar-pegged stablecoin RLUSD is now available on Coinone, giving South Korean users direct access via KRW markets. Coinone had announced on March 24 that it added RLUSD trading on the XRP Ledger with a reference price of 1,486 won, alongside compliance and user-protection requirements. RLUSD is positioned as a fully reserved, 1:1 USD-pegged stablecoin, and the article notes a market cap of over $1.3 billion at the time of writing.

On April 2, the CFTC and the U.S. Department of Justice filed three lawsuits against Arizona, Connecticut, and Illinois to defend what they describe as exclusive federal authority over prediction markets and event contracts. The agencies argue that state actions impose inconsistent obligations on CFTC-registered designated contract markets and increase uncertainty for participants operating across jurisdictions.

On April 2, Binance announced a national program in Ukraine called the Digital Resilience Lab to support local Web3 projects through grants, mentorship, and ecosystem access. The initiative includes a grant pool of up to $500,000, with leading teams eligible for up to $25,000 each, and is open to students, veterans, and entrepreneurs.

Ripple said on April 1 it added native digital-asset functionality to its Ripple Treasury platform, enabling enterprises to hold, manage, and transact with XRP alongside RLUSD inside existing treasury workflows. The company said CFO and treasury teams can use Digital Asset Accounts without separate wallets, with transactions recorded using native amounts, fiat equivalents, and live exchange rates for audit-ready reporting.

Morgan Stanley filed Amendment No. 4 to its Form S-1 with the SEC on April 1 for the Morgan Stanley Bitcoin Trust, a spot bitcoin ETF proposed to list on NYSE Arca under the ticker MSBT. The filing describes a passive product tied to the Coindesk Bitcoin Benchmark and reiterates a 0.14% annualized delegated sponsor fee, while outlining custody by BNY Mellon and Coinbase Custody and updated mechanics for share creation and redemption.

On March 31, BlackRock filed Amendment No. 1 to a Form S-1 with the U.S. SEC describing the iShares Bitcoin Premium Income ETF, a product that pairs bitcoin-linked exposure with options-based income. The filing says shares would trade on Nasdaq under the ticker "BITA" and that the trust plans to seek monthly premium income primarily by selling covered calls on IBIT shares, while noting derivatives and bitcoin-related risks.

On April 1, the U.S. Department of the Treasury released a notice of proposed rulemaking seeking public input on how stablecoin oversight should align between state regimes and the federal framework under the GENIUS Act. The proposal says states may supervise payment stablecoin issuers with total issuance below $10 billion if their rules are deemed substantially similar to federal requirements, and comments are due within 60 days after publication in the Federal Register.