FOLKS
$5.12

Precio de FOLKS (FOLKS)

$5.12
1D
7D
1M
3M
1A
Todo

Precio actual de FOLKS (FOLKS)

El precio en vivo de FOLKS es 5.12 USD. En las pasadas 24 horas, el volumen de trading de FOLKS fue 39 949 899.39 USD, arriba por 15.38%. El precio actual ha disminuido de 0% de su punto más alto de 7 días 6.83 USD, y ha incrementado de 2.85% de su punto más bajo de 7 días de - USD. Con una oferta circulante de 2 735 566.07 FOLKS, la capitalización de mercado de FOLKS está actualmente en -- USD, abajo por 0% en las últimas 24 horas. FOLKS actualmente está clasificado en #625 por capitalización de mercado entre las criptomonedas.

Datos de mercado de FOLKS (FOLKS)

Cap. de mercado
$63.4M
Volumen de 24H
$39.9M
Oferta en circulación
12.7M FOLKS
Oferta máxima
50M FOLKS
Capitalización del mercado totalmente diluida
$13.6M
Indicador de liquidez
62.91%
Sobre
Tasa
Tabla de clasificación
Preguntas frecuentes

Sobre FOLKS (FOLKS)

¿Cómo puedo comprar FOLKS (FOLKS)?

Puedes comprar FOLKS (FOLKS) en CEX, DEX o billeteras cripto compatibles, aunque todavía no está listado enn BingX. Consulta nuestra guía de cómo comprar FOLKS para obtener más información. Regístrate en BingX para operar con FOLKS en cuanto esté disponible.

What Is Folks Finance (FOLKS) and How Does It Work?



Folks Finance (FOLKS) is a decentralized finance (DeFi) protocol that lets users lend, borrow, stake, and earn yield on crypto assets without intermediaries. Launched originally on the Algorand ecosystem and later expanded to multiple chains, Folks Finance focuses on permissionless, non-custodial financial tools where users stay in control of their funds. It offers a simple interface, transparent smart contracts, and institutional-grade security while supporting popular crypto assets and cross-chain liquidity.

At its core, Folks Finance runs an algorithmic lending and borrowing market. Lenders deposit assets into liquidity pools and earn variable interest based on supply and demand, while borrowers provide collateral to take out loans at competitive rates. All positions, liquidations, and APYs are managed automatically by smart contracts, eliminating the need for banks or centralized risk managers.

The FOLKS token powers the ecosystem through governance and utility. Token holders can vote on protocol upgrades, reward programs, supported assets, and treasury decisions. In addition, FOLKS supports staking and incentive models that reward users for providing liquidity and actively participating in the network. The result is a decentralized, community-run financial platform designed to deliver transparent lending markets across multiple blockchains.

When Did Folks Finance Launch?


Folks Finance was founded by Benedetto Biondi (CEO) under the umbrella of the Web3-software house Blockchain Italia. The protocol went live on the Algorand blockchain in April 2022, initially offering permissionless lending and borrowing services. Since launch, it has expanded into multiple networks, built a full DeFi suite of lending, borrowing, staking, swaps, and prepared for its native token (FOLKS) launch.

Folks Finance Roadmap – Key Milestones


- April 2022: Mainnet go-live on Algorand with lending/borrowing markets.

- 2023–2024: Expansion into cross-chain architecture (“xChain”), enabling multi-chain lending/borrowing across EVM and non-EVM chains.

- November 2024: Closed a $3.2 million Series A funding round at a $75 million valuation.

- Q4 2024 into 2025: Preparation for FOLKS token launch and airdrop campaigns announced.

- 2025 and beyond: Full multi-chain rollout, mobile app launch, governance token distribution, and further DeFi feature expansion across chains.

What Is the FOLKS Token Used for?


The FOLKS token is the core utility and governance asset of the Folks Finance ecosystem. Holders can participate in protocol governance, vote on improvement proposals, decide which assets or chains are supported, and influence reward structures and treasury decisions. FOLKS tokens also unlock utility across the platform, including staking, liquidity incentives, and reward programs for active lenders, borrowers, and liquidity providers.

You can trade FOLKS on the BingX spot market by creating an account, depositing funds, and searching for the FOLKS/USDT trading pair on the Spot interface. Simply enter the amount you want to buy or sell, confirm the order, and the tokens will be stored securely in your BingX Spot Wallet.

What Is Folks Finance Tokenomics?


Folks Finance uses a capped token model with a fixed maximum supply of 50,000,000 FOLKS tokens, designed to support long-term governance, platform incentives, and community growth.

FOLKS Token Allocation


- Community — 35.00%: Airdrops and user incentives to reward participation and adoption.

- Ecosystem Growth — 24.73%: Liquidity programs, partnerships, marketing, and exchange support.

- Seed Supporters — 21.83%: Early backers who supported the protocol from its infancy.

- Strategic Supporters — 4.94%: Partners providing capital, integrations, and long-term strategic alignment.

- Core Contributors — 10.00%: Team members building and maintaining Folks Finance.

- Advisors — 3.50%: Experts guiding product strategy, institutional growth, and expansion.

TGE Unlock Details


- 12,700,475 FOLKS unlocked at TGE (25.40% of total supply)

- Community (Airdrop): 0.67% / 3.29%*

- 3.29% total allocated to the airdrop at TGE

- ~0.67% unlocked immediately (based on an estimate that 25% of eligible users choose instant claim vs 75% selecting linear unlock)

- Ecosystem Growth: 24.73%: Distributed based on a long-term plan to sustain cross-chain expansion, liquidity, and adoption

How to Claim Folks Finance Airdrop


The Folks Finance Airdrop Season 1 is the first token distribution event for users who earned points, held Founders Pass NFTs, or won partner campaigns. Eligibility was determined by a snapshot on October 24, 2025, and tokens can be claimed starting November 6, 2025, at 14:00 UTC.

Users can choose between an instant claim (20% unlocked) or a 3-month linear unlock for the full allocation. The claim window runs until December 16, 2025, after which unclaimed tokens are permanently lost.

How to Claim $FOLKS Tokens


- Visit the official claim portal: claim.folks.finance

- Connect your wallet and check eligibility

- Choose your claim method:

- Instant Claim: Receive 20% immediately

- Linear Unlock: Receive 10% immediately, the remaining 90% unlocks over 90 days

- Confirm your choice before December 16, 2025

- Claim unlocked tokens anytime before March 31, 2026

Always verify URLs and never share private keys; Folks Finance will not contact you directly for wallet details or seed phrases.

What Blockchain Network Does Folks Finance Operate on?


Folks Finance launched on the Algorand blockchain and later expanded into a multi-chain ecosystem designed for cross-chain lending, borrowing, and liquidity. Through its xChain architecture, the protocol connects Algorand with EVM networks and other chains, allowing users to manage positions across multiple ecosystems from one interface. This multi-chain approach gives Folks Finance broader liquidity, more supported assets, and a seamless DeFi experience beyond a single chain.

How to Store FOLKS Tokens Securely


The safest and most convenient way to store your FOLKS tokens is to keep them in your BingX Spot Wallet after trading. BingX uses advanced security infrastructure, cold-storage protection, and multi-layer account security, including 2FA, to safeguard user assets. Since tokens remain directly in your exchange wallet, you can instantly trade, withdraw, or transfer them without managing private keys.

You can also store FOLKS in any self-custody wallet that supports Algorand and Folks Finance’s cross-chain deployment, including popular Web3 wallets like Pera, WalletConnect-compatible wallets, or hardware wallets for maximum private-key control. Self-custody requires careful handling of seed phrases, private keys, and recovery backups; losing access means losing funds. Always verify wallet URLs, avoid downloading from unofficial links, and keep backups encrypted in secure offline locations.

Is Folks Finance (FOLKS) a Good Investment?


Folks Finance appeals to long-term DeFi users because it combines proven lending mechanics with a multi-chain architecture that expands beyond Algorand into the broader EVM ecosystem. The FOLKS token offers real utility, governance, staking, and ecosystem incentives, which ties token value to platform growth and on-chain activity rather than speculation alone.

Ongoing airdrop seasons, cross-chain integrations, and transparent tokenomics encourage sustained community participation instead of short-term farming. With audited smart contracts, institutional-grade infrastructure, and expanding partnerships, Folks Finance positions itself as a scalable, community-governed alternative to centralized lending platforms, making FOLKS an attractive token for users who believe in permissionless finance and decentralized governance.

Fuente de información

Sitio web oficialWhite Paper

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Preguntas frecuentes sobre FOLKS (FOLKS)

¿Cuánto vale 1 FOLKS (FOLKS)?
¿Cuál es la predicción de precio de FOLKS (FOLKS)?
¿Cuál es el precio histórico más alto de FOLKS (FOLKS)?
¿Cuál es el precio histórico más bajo de FOLKS (FOLKS)?
¿Cuántos FOLKS (FOLKS) hay en circulación?
¿Cuál es la capitalización de mercado de FOLKS (FOLKS)?
¿Qué afecta al precio del FOLKS (FOLKS)?
Acuerdo de riesgo:
El análisis de precios y la valoración están influidos por múltiples factores, y las proyecciones teóricas no garantizan que un token vaya a alcanzar un nivel de precios específico. La información facilitada tiene únicamente fines informativos y no constituye asesoramiento en materia de inversión. Los inversores deben llevar a cabo su propia investigación antes de tomar cualquier decisión financiera.
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